In-Car Journey Recorder Cams are becoming increasingly popular in the UK. In some countries insurance companies insist you have one installed. Here, thousands of drivers have already installed a dashboard cam. 
Over the past 12 months I have seen an increased demand for SD cards with high capacity & speed such as 32GB & 64GB Class 10 SD Cards. Customers have been insisting on the Class 10 to record in HD for their In-Car cameras.
So in this post I will highlight some of the reasons you might want to install a video camera that records your journey, and explain how they work.
What Are Journey Recorder Cameras
They are similar in size to webcams.
They attach to your screen or dashboard and when you are driving they record the journey.
The footage is saved to an SD Card and when the card is full it loops and begins recording over the earlier section. A 32GB card will record the last 16 hours.
Why Would You Want A Journey Recorder Cam?
Well the quick answer is to save money on your car insurance….
For example Swift Cover (AXA) offer a 10pc discount if you have a camera installed. This in money terms will vary depending on your policy. The average saving is £33 per year. More experienced drivers saving approx £20 with younger drivers saving approx £90 on their premium. (Info source: Jessica Winch – The Telegraph)
Having a camera record your journey may help insurers in determining liability which will protect your no-claims.
The reason for insurance companies offering such discounts is mainly due to the big crack down on scams such as the “Crash For Cash” & “Flash For Cash” scams. These scams are already costing insurance companies hundreds of millions of pounds every year.
Footnote: If installing please do not position the camera on the windscreen within the windscreen wiper range as this will restrict drive visibility and may be against the law. An ideal position may be where your tax disc used to go.